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None. Please see my response to Huntington via the CFPB site : Complaint # XXXX Huntington continues to : - Charge me for interest incorrectly due to their negligence - Misapply funds that should be applied per my direction that they hold illegally in Escrow - Communicate that a scheduled subsequent refund XXXX XXXX will be received by Huntington, not my wife and I, and they will immediately hold that money in Escrow