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Attempted to collect wrong amount. I had XXXX XXXX done last year and took advantage of zero interest for 12 months which was due to expire XX/XX/2020. My wife scheduled the final payment of {$570.00} through our credit union on XX/XX/2020 to be paid XX/XX/XXXX. The payment was processed and reached Comenity - XXXX XXXX XXXXXXXX XXXX XXXX of XX/XX/XXXX. I received a bill for {$480.00} for interest charges. I contacted Comenity on the XX/XX/XXXXwho opened up a complaint with their office in Ohio. I followed up with a letter explaining my position that my final payment reached their office prior to the expiration of the zero percent financing and I should not be responsible for their processing. They indicated that the payment didn't clear until XX/XX/XXXX and therefore the interest