Credit reporting, credit repair services, or other personal consumer reports — D. SCOTT CARRUTHERS (CA)

Account information incorrect. There is a company on my credit report showing that I borrowed over {$20000.00} that Ive never had any dealings with. I dont even know anything about this company and have never had an account with them or never signed for or authorized anyone to open an account with this company at any time. It just showed up on my credit report recently showing that an account was opened in 2018. This is not mine. I tried disputing this to no avail. Can you help me?