Debt collection — CCS Financial Services, Inc. (MD)

Debt is not yours. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MD XXXX Credit Collection Service XXXX XXXX XXXX XXXX, MA XXXX To Whom It May Concern : This letter is regarding account # XXXX, which you claim I owe {$640.00}. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I dont owe, i