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Their investigation did not fix an error on your report. see attatched Equifax XX/XX/XXXX referencing SECTION 605 B c of Fair Credit Act DENYING MY REQUEST FOR VERIFICATION. Please explain the allegation of ( B ) Basis of material misrepresentatation of fact by consumer.?? WHAT MATERIAL MISREPRESENTATION OF FACT IS EQUIFAX ACCUSING ME OF?? I DID NOT OPEN THE XXXX VISA ACCOUNT. Provide verification this visa was opened by me OR DELETE. See attatched XXXX 1099-C CANCELLATION OF DEBT XX/XX/XXXX ( * VISA XXXX DEBT it was both? But canceled XX/XX/XXXX. Account XXXX. ) This was a mastercard CANCELLED DEBT ) It turned into a Visa Card ( 4 ) Years later XXXX Without my Knowledge. See attatched XXXX XXXX VISA card ending XXXX CREDIT CARD FRAUD CLAIM {$470.00} UNAUTHORIZED TRANSACTIONS XX/XX/XXXX