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Information belongs to someone else. There is a hard inquiry on my Experian credit report that does not belong to me. I contacted the company who reported it, I was told by one of their representatives that someone applied for a business loan using my information. I added a fraud alert to my credit report and sent Experian a certified letter XX/XX/2020 and haven't heard anything back. I asked the company to remove it and they said that it has to be investigated they don't remove it. Here is the company 's address : US SM BUS ADMIN XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX XXXX Reported XX/XX/2020 XX/XX/XXXX