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None. Entered forbearance program on ~XX/XX/2020 for an approved 3 months ( 90 days ). We explicitly stated at onset that if the only solution upon emergence from forbearance was going to increase my mortgage payments, I wasn't interested in using the program. I was ASSURED there would be other options. After the first " forbearance '' approved payment statements were issued, we contacted Pennymac immediately. I had concerns regarding data on the statement ( s ) during the forbearance timeframe ( amounts stated past due, threatening letters, etc ). I repeatedly called proactively, and each time I was told " all is ok '', it's automatic, and once you emerge from the forbearance period, all will be corrected. This matter continued to grow in dollars they claimed owed - somehow they got t