Credit reporting, credit repair services, or other personal consumer reports — Convergent Resources, Inc. (NJ)

Information belongs to someone else. On XX/XX/2020, CONVERGENT OUTSOURCING added a derogatory mark on my credit report per XXXX XXXX. Upon further research, I am not responsible for this account. The creditor did not verify this collection. Also, there was no written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send in a bill and say it is mine. According to the FCRA, CONVERGENT OUTSOURCING has violated my rights as a consumer, and I'm requesting legal action to remove this account immediately.