Credit reporting, credit repair services, or other personal consumer reports — TD BANK US HOLDING COMPANY (CA)

Investigation took more than 30 days. I sent a dispute to the credit reporting agencies on XX/XX/XXXX. According to the FCRA, credit reporting agencies must follow reasonable procedures to ensure maximum possible accuracy, XXXX XXXX v. Experian XXXX. XXXX, XXXX XXXX XXXX WL XXXX, at XXXX XXXX XXXX Cir. XXXX. XXXX, XXXX ) ; XXXX v. XXXX, XXXX Fed. Appx. XXXX XXXX XXXX Cir. XXXX ) ). At this time, Ive provided the information to the credit reporting agency on XX/XX/XXXX and they have failed to conduct that reasonable investigation which indicates a violation of the act XXXX XXXX v. Equifax XXXX. XXXX, XXXX XXXX XXXX. XXXX XXXX ( W.D. XXXX XXXX ) ). In my dispute to the credit reporting agency on XX/XX/XXXX, I explained my dispute in detail and requested for an investigation to be conducted