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Debt is not yours. The All Debt Solutions , Inc. ( debt collecting Agency in XXXX ) stated is XXXX XXXX of NJ as their client. I have had no dealings with XXXX XXXXXXXX of NJ. This is misrepresentation and questionable practice to collect money. I have responded to them by certified mail stating that I have no outstanding debt with their client. The collecting agency letter had no date, no signatures, and no name of the sender. I request the CFPB to investigate the matter and put a stop to such questionable practices of this company and their client.