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Difficulty submitting a dispute or getting information about a dispute over the phone. On XX/XX/2021 I uncovered Experiential Proof that TransUnion Employs Systemic Predatory Credit Reporting Practices designed to intentionally harm people. I have a lot of credit which I keep below a 10 % Credit Utilization Ratio and pay off all cards every month except for 1 XXXX XXXX XXXX card that was on a 0 % Promo. That promo was set to expire and so I was going to pay it off when I received an amazing offer from XXXX XXXX. {$10000.00} at 0 % and no Fees of any kind for 18 months so I transferred my XXXX XXXX XXXX balance whose promo was about to end and a couple of other small cards plus a principle reduction payment to XXXX XXXX to round out the {$10000.00} So on Tuesday XX/XX/2021 I