Vehicle loan or lease — MECHANICS BANK (CA)

Investigation took more than 30 days. I recently during the pandemic fell behind on my payments due to financial hardship and the fact I have a baby. Prior to my initial missed payments I had a good payment history and even after the missed payments I keep up with all payments. The payment that was missed on XXXX of XXXX and XXXX of XXXX were only due to a real natural hardship and the pandemic that took place and I beg that you forgive them being that I have good track record and promise it will not happen again. The missed payments are also affecting my ability to obtain more credit and is also hurting my financial reputation making it harder for me and my child.