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Account status incorrect. In XXXX Academic year, I was XXXX XXXX XXXX XXXX with proof of transcripts from XXXX XXXX college and XXXX XXXX college. wherefore the the 90/120 Days delinquency should be remove as matter of law under Federal Truth In credit billing act with foreberance in place as a protection and suspension of payments. The statute of limitations for reporting XXXX and XXXX 90/120 days late has also expired. Must all be delete immediately.