Loading Scampede…
None. My brother XXXX XXXX and I purchased this home using an FHA loan through CitizensOne ( Citizens Bank ) in XXXX of 2019. We always paid our mortgage on time, never missing or late to a single payment. When Covid19 hit, Citizens offered a forbearance program which allowed us to withhold our mortgage payments for a few months until business came back. We were skeptical about this ( due to having a balloon payment after the forbearance was over ), but Citizens promised us time and time again that there would be payment plans, this would not effect our credit, there would be no late fees, and we would not pile up interest. After the forbearance program was over we fully paid everything back and caught back up on the loan. Although there were a lot of headaches and minor inconveniences