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Frequent or repeated calls. In the last week, I have had over 15 phone calls, all with voicemails, from capital one. I'm only about 17 days beyond the due date of the bill. I've also never missed a payment before. The reason for the tardiness is that I began a new job and haven't received my first paycheck yet. As soon as I do, they will get paid, as I've told them. I've also gotten texts and emails almost daily. This is harassment.