Credit reporting, credit repair services, or other personal consumer reports — DISCOVER BANK (MI)

Account information incorrect. my rights have been violated according to the FDCPA, 15 usc 1692. As the original creditor and natural person i did not give this company permission to report any of my personal information to any consumer reporting agencies. According to 15 usc 1692d ( a ) ( 2 ), a company can not report anything negative to my consumer report that will ruin my reputation. The FCRA, 15 usc 1681, states our consumer reports represent us. Therefore, they are ruining my reputation. 15 usc 1666 they can not report alleged late payments to my consumer report. These alleged late payments have not been validated, according to 15 usc 1692g it has to be validated for it to be put on a consumer report.