Credit reporting, credit repair services, or other personal consumer reports — ENOVA INTERNATIONAL, INC. (CA)

Their investigation did not fix an error on your report. I was contacted by a notice by NC FINANCIAL attempting to collect a debt that I never contracted or agreed to pay. They reported negative and defaming information beginning XX/XX/2019 on my credit report. I sent a debt validation to no avail. They never supplied sufficient information to me in order to validate the debt. I do not agree with their actins. I have challenged the accuracy and integrity of the information. 12 cfr 1022.41 ( a ) ( 1 ) ( 2 ) ( 3 ) state that data furnishers Reflects the terms of and liability for the account or other relationship ; Reflects the consumer 's performance and other conduct with respect to the account or other relationship ; and Identifies the appropriate consumer. 12CFR 1022.41 ( d ) ( 1 ) (