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None. We are lodging a complaint against Sun West Mortgage Company, XXXX ID : XXXX regarding an ongoing debacle that has persisted since XX/XX/XXXX, including but not limited to lack of clarity on : 1 ) .Repayment options available at the end forbearance plans, 2 ). Communication issues related to forbearance, 3 ) .Delays from the servicer with regard to loan modification, and 4 ). Erroneous credit reporting during forbearance and modification period, etc. Due to the Covid-19 pandemic, our VA home loan was under CARES Act forbearance from XX/XX/XXXX through XX/XX/XXXX. On or around XX/XX/XXXX, Sun West Mortgage was contacted regarding our options for getting the mortgage on track once forbearance ended and possibly desiring to end it early ( XX/XX/XXXX ) so that the mortgage payments cou