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Information belongs to someone else. XX/XX/XXXX To Whom It May Concern, This letter is a formal complaint that aforementioned credit agency are reporting inaccurate and incomplete credit information. I am distressed that they've have included the information below in my credit profile and have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy in the credit reports this credit bureaus published. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated and removed from my credit profile. And I've stated the violations codes next to each erroneous account