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None. My name is XXXX XXXX an my wife 's name is XXXX. Back in XX/XX/2002 we had taken out a small 2nd mortgage with XXXX XXXX XXXX in the amount of {$28000.00}. On the same date XXXX XXXX Assigned this mortgage to XXXX XXXX, XXXX XXXX, PA We refinanced this mortgage on XX/XX/2002 with XXXXXXXX XXXX XXXX XXXX. We have paper work that shows that XXXX paid off the XXXX XXXX loan on this date. The problem is that XXXX XXXX never filed the Satisfaction paper work with the XXXX XXXX XXXX Pennsylvania Recorder of deeds office. We now have applied for an Equity loan for repairs to our house now and have been denied because this loan satisfaction was never filed by XXXX XXXX XXXX I contacted Citizens Bank over 45 days ago and was informed that this process would take up to 45 days