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Threatened or suggested your credit would be damaged. Received a letter from " Simplified Revenue Recovery , LLC '' stating that there was an amount due to an apartment company that I have never heard of. Header on letter said " 2022 Tax Season Settlement Offer '' and letter proceeded to offer 20 % discount if the debt was paid in full. The name listed on the letter is not my legal name. I have never had any type of interaction with the apartment group indicated - I believe it is in a different state located in the XXXX. I live in the XXXX. 2nd page of the letter has warning in bold stating " EXTENDED NONPAYMENT OF DEBT MANAGED BY XXXX MAY RESULT IN REPORTING THE DEBT TO ONE OR MORE MAJOR CREDIT BUREAUS, WHICH MAY IMPACT YOUR ABILITY TO OBTAIN CREDIT. IF YOUR ACCOUNT HAS NOT BEEN REPORTED