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Reporting company used your report improperly. According to the fair credit reporting act All items published on a consumer credit report have to be 100 % factual. A previous dispute about this account XXXX acct # XXXX revealed that a proper and thorough investigation was completed. However after reviewing the info on my reports there are inaccuracies which are grounds for removal of this account from my report. Please see inaccuracies below. XXXXDate opened has different dates -last reported has different dates - date of last activity has different dates - date of last payment has different dates