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Debt was already discharged in bankruptcy and is no longer owed. To Whom It May Concern : I received a copy of my credit report and please remove any errors of my report. I am unaware of negative accounts on my report. Please validate this information with the creditors and provide me with copies of any documentation associated with these accounts, bearing my signature. XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 623 ( a ) ( 3 ), and I am keeping careful record of you