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Reporting company used your report improperly. In Accordingness with the Fair credit act XXXX account number XXXX XXXX XXXX {$670.00} has violating my rights. 15 U.S.C 1681 section 602 A States that I have the right of privacy 15 U.S.C 1681 section 604 A section 2 A Consumer report can not punish my account without a written instructions of the consumer to whom it relates