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None. Escrow paid {$530.00} on XXXX for earthquake coverage. However, Earthquake coverage premiums are not eligible for payment through escrow in California. Knowing that I had paid for the Earthquake coverage on XXXX. I contacted XXXX 's to refund the duplicate payment made by Shellpoint. XXXX 's can not find the payment and Shellpoint says the check has not been cashed. I asked for a stop payment and Shellpoint stated it was a bulk payment with other Inured payments on the check, not just mine. They could not issue a stop payment. Now my escrow account is overdrawn by the incorrect payment and I will be assessed next year for the shortage when there shouldn't be a shortage.