Checking or savings account — Social Finance, Inc. (CA)

Fee problem. I have a USD account with SoFi, that comes with a MasterCard branded debit card. The account comes with no foreign currency transaction fees. On XX/XX/2022, and XX/XX/2022, I completed 2 ATM withdrawals in XXXX currency. XXXX to USD rate, for Mastercard transactions, for those days, is XXXX. This is directly from the Mastercard website. Even though I am supposed to get no foreign currency transaction fees on my account, SoFi marked up the Mastercard rate and process the transactions at XXXX exchange rate. I would consider a rate markup, by SoFi, a foreign currency transaction fee.