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Reporting company used your report improperly. In accordance with the Fair Credit Reporting act, XXXX XXXX, Account Number XXXX, has violated my rights to fairness and privacy. At no time did I agree this transaction be disclosed : -15 U.S. Code 1681, Title 602, Section ( a ), outlines my right to fairness and privacy At no time did I direct the creditor to furnish any reports, either in writing or otherwise : -15 U.S. Code 1681, Title 604, Section ( a ), Paragraph 2, further states that a consumer reporting agency may furnish an account only with my written instructions