Loading Scampede…
Credit inquiries on your report that you don't recognize. There was an unrecognized hard inquiry put under my name on XX/XX/XXXX by Bank of America. I called Bank of America on XX/XX/XXXX and they committed to perform a credit scanning which will take 90 days. This is already a violation according to the Fair Credit Reporting Act - " the bureau ( s ) have 30 days to respond to your dispute and remedy the mistake if they verify that an unauthorized inquiry is, in fact, a mistake ''. And on XXXX when I called the fraud department number that they left to me ( XXXX ), the agent said there was never such scanning requested. I spent almost two hours with customer service and was transferred back & forth for a few times until I got someone answered the phone from fraud protection department. The