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Company closed your account. I opened credit card account with Gemini in XXXX. I made one payment on schedule. After that they suspended my account and then sent an email that my account was reinstated and able to use again. This was false. I have the emails and correspondence. Then they put a charge off on my credit report. I could not go into use the website and I cant make minimum payments now. I want them to reverse the charge off on my credit report and I will pay the minimum payments and want the card open again. Their technology was terrible. I attach the correspondence.