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Debt was result of identity theft. My name is XXXX XXXX I received email below about an account that was open back in XXXX per Rep. I inform her I never open this account and someone stole my identity, there was a fraud alert added to my credit b/c of it she stated I had to send my info her. NCA Account # : XXXX Original Creditor : XXXX Current Creditor : XXXX XXXX XXXX Original Account # : XXXX Dear XXXX, We are pleased to extend you discounted offers to resolve the remaining balance on your account! Contact us for assistance on a plan that works for you. Here are your available options : Option XXXX Option XXXX Option XXXX Build Your Own ( Full Balance = {$1500.00} ) Save {$770.00} Save {$460.00} Save {$150.00} No savings, but Pay only {$770.00} if payment is received by XX/