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Deposits and withdrawals. I deposited a cashier 's check for {$130000.00} ( court-ordered proceeds from my late mother 's FL probate case ) at a Bank of America branch in XXXX XXXX XXXX NM on XX/XX/2022. Teller told me the funds would be available on XX/XX/2022. I then reviewed my online account that evening at it confirmed the funds would be available on XX/XX/2022. I then initiated an ACH transfer of those funds on the XXXX XXXXXXXX XXXX website ( external transfers ) where I had an existing savings account earning 2.20 % APR interest.- in reliance on Bank of America 's confirmation that the funds would be available on XX/XX/2022. I am a Bank of America XXXX XXXX client and have been a customer for 30+ years. In the middle of the night at roughly XXXX XXXX Bank of America emailed me that