Debt collection — Bread Financial Holdings, Inc. (TX)

Called before 8am or after 9pm. I received a call from the following phone # : XXXX ( XXXX, Co ). The caller said he was from Commenity Bank and said it was concerning a past due amount and wanted my personal info. I told him that if I needed to talk to someone about a past due, I would call myself directly. I do have a credit card with Commenity Bank XXXX XXXX ) and it has NEVER been late and I knew right off the bat it was a scam. I am a senior and maybe they are focusing on our age group. Thank you