Credit reporting, credit repair services, or other personal consumer reports — TRANSUNION INTERMEDIATE HOLDINGS, INC. (I

Reporting company used your report improperly. Per the privacy act of 1974 Per Publication 4681 ( 2021 ), Canceled Debts, Foreclosures, Repossessions, and Abandonments a Certificate of indebtedness is considered income which can not be furnished on my report. There are reports such as hospital accounts that are in violation of HIPPA law and income can not be listed on any credit report. There are also listings on my report that show delinquency or payment history which per 15 U.S. Code 1681 - Congressional findings and statement of purpose a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, an