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Reporting company used your report improperly. In accordance with the Fair Credit Reporting Act XXXX XXXX : Account # XXXX, XXXX XXXX XXXX Account # XXXX, DEPT OF ED/XXXX : Account # XXXX, # XXXX, # XXXX, # XXXX, XXXX XXXX XXXX : Account # XXXX XXXX XXXX XXXX : Account # XXXX, XXXX, XXXX XXXX : Account # XXXX, XXXX : Account # XXXX, XXXXXXXX XXXX XXXX Account # XXXX, XXXX XXXX Bankruptcy : Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A : States I have the right to privacy. 15 U.S.C 1681 section 604 A Section 2 : States a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1666B : States a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.