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Frequent or repeated calls. I unfortunately took out a loan from XXXX and paid XXXX dollars in payments of the original XXXX dollar loan. The interest rate was set to XXXX percent and the loan was almost unpayable, due to financial circumstances I had to default on the loan to afford living expenses. The interest rates and fees would not stop on this loan. They dragged it to XXXX dollars and sold it off to " The office of XXXX '' which has called my workplace and texted me repeatedly to tell me to " resolve a returned check from XXXX XXXX XXXX by today before action is taken. '' I eventually called them and they admitted to collecting this loan that originated on XXXX XXXX and admitted the loan was outrageous. I looked up that this type of loan is illegal and most of the time not even lic