Credit card or prepaid card — SYNCHRONY FINANCIAL (TX)

Sent card you never applied for. On XX/XX/XXXX at approximately XXXXXXXX XXXX central time, I submitted a credit application through the XXXXXXXX XXXX retail store smartphone app with Synchrony Bank. I was not presented with the terms of credit that I was approved for and an account was open in my name without my permission or authorization. I immediately called synchrony Bank and asked them not to process the credit account opening and they told me that they would not do that.. the account was opened and that all I could do was close the account. I was very unsatisfied with the terms that were only presented to me after the application was processed for 29.99 % rate and only a {$1200.00} credit line. But I was not provided with a way to decline the offer of credit. This is