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None. I'm a Texas Veteran and contacted Cardinal Finance about a home loan using the XXXX XXXX XXXX XXXX XXXX. The loan XXXX was not familiar with the program but claimed to be so. My complaint is Cardinal Finance made XXXX hard inquiries on my credit report on the same day, XXXX of them are errors, and they will not fix their erroneous hard inquiries. These additional hard inquiries severely impacted my credit score. Cardinal Finance XXXX XXXX XXXX XXXX