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Account status incorrect. XXXX XXXX credit card is falsely reporting my credit card account over the limit. When I emailed them they said 6 to 8 weeks to process the change with the bureaus after they report. I thought credit reports are supposed to be updated every 30 days. My credit report has not been updated since XXXX. I also attached a {$500.00} payment from my checking account to XXXX on XX/XX/23. So if my balance is {$1500.00} and I paid {$500.00} in XXXX no way can I be over the limit on a card I shredded and dont swipe anymore. This is a violation of my consumer rights under the fair credit reporting act. See attachments TransUnion even sent me a verification letter as of XX/XX/23 showing they validated false information. Also attached