Credit reporting, credit repair services, or other personal consumer reports — Bread Financial Holdings, Inc. (NV)

Billing dispute for services. On XXXX XXXX XXXX I received a notification from my credit monitoring service stating a formal credit inquiry from Comenity Capital Bank was made showing that I applied for a credit card with a company called XXXX XXXX. Apparently, Comentity Bank is a company that provides credit information which is used by retail organizations to issue credit cards. In my case, someone fraudulently used my credit information to apply for a credit card. I was never contacted by Comenity Bank regarding this transaction. Further, they do not provide contact information to the credit reporting agencies so it has been very difficult to file a formal complaint directly to this company regarding their fraudulent activity. It is no wonder that Comenity Bank has an " F '' ra