Checking or savings account — BANK OF AMERICA, NATIONAL ASSOCIATION (NJ)

Fee problem. My Bank of America checking account of 20 years suddenly included a XXXX XXXX monthly fee beginning in XX/XX/XXXX. I only discovered the fee in XX/XX/XXXX. Called the bank and took 1-1/2 hours to learn that my checking account was a type that had " no fees '' if I met criteria for combined balances across all accounts. There was a very long grace period if I didn't meet the criteria. I asked to change to another account type with a lower fee, but was told if I do that, I will then have additional fees added to my linked savings accounts at the same bank, which would cancel out the savings on the first account. Seems like I'm stuck -- and most importantly, I can't find any record of the bank informing me of these requirements or the changes to my fees. I feel like i should hav