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None. Hello long story short, ShellPoint Mortgage cash my mortgage payment and didn't apply it to my mortgage account. During this time my mortgage company B4 were filing bankruptcy and I was behind Abt 2 mths. So I mailed a check for Abt XXXX to get me caught up an ahead. An ShellPoint cashed my check and pocket my money.. so when I got the first letter I told him that I was going to go to the bank and see if they cashed my check well the bank gave me copies and someone from SharePoint had cashed my check so I asked the lady what happened, she said yes I see someone cashed your check but I don't see where they put the money at, so I told her I wasn't paying another XXXX for y'all 's fault, so about a week ago I get another letter and he says that they were going to put my house in foreclo