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Report provided to employer without your written authorization. Capital one violated my rights. An accordance with fair credit reporting act capital one has violated my rights, U.S.C 1681 section 602 A, states i have the right to privacy. U.S.C 1681 section 604 section 2, it also states a consumer reporting agency can not furnish a account without my written instructions. U.S.C 1666B : a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any payments.