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Credit inquiries on your report that you don't recognize. I have report applied bank as a fraudulent account I even call email them sent theft report to them they still reporting this account .then XXXX is reporting old data to the creditor who is trying to let me have loans a call them the same guy put 14 hard inquiries on my credit.. I believe this is a inside job to stop me as a XXXX XXXX to get any thing in life..also XXXX made agreement to remove late payment and accounts but didn't remove them..XXXX agree to remove late payment but didn't do so .XXXX XXXX..was a fraudulent account by a credit repair company and also XXXX XXXX XXXX..was by the same credit repair company..but they want remove the late payment or the account.. ...