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Problem lowering your monthly payments. To Whom It May Concern, I would like to submit a complaint about Discover Credit Card services. They have repeatedly made it sound as if there were options other than what I was already working with when those options were not available. This issue started when I missed a payment earlier this month due to my hours having been reduced and not having the ability to make the payment before the due date. I had been planning on paying the overdue amount as soon as I was able to later in the month. Shortly after the missed payment, I started receiving calls from Discover a minimum of 3 times each day. When I listened to the voicemail, the message had stated that there were money saving options if I reached out to them to discuss it. I reached out throug