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Card was charged for something you did not purchase with the card. I have a XXXX card with American Express ( closed, by me ). They made it explicitly clear that the account was closed and no there were no additional transactions allowed. I couple weeks ago I noticed a transaction called financial relief spend for XXXX, and then another charge removing it. It is suspicious so I called. They told me that it was them changing spend from my pay in full to pay over time balance buckets so that I can maintain the XXXX payment plan for XXXX additional month. This seems like a benefit, though random and not ask for, they also increased my XXXX about 15 %. I dont believe this spend was a balance bucket transfer ( I see no evidence of that ), and it coincided with a XXXX XXXX of about $ XXX