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None. I use Venmo quite often as a way to get paid. I had a balance in the account and after a while my account was randomly frozen because I violated their user agreement. They never disclosed what exactly I did to violate their user agreement and I was never aware of any activity with my account that would cause this. I was unable to transfer the funds out of the account until I spoke with representatives. Even after I opened a case with them it took at least a week to get the funds transferred out of my account. As of now they have told me my account is permanently deactivated and I can not use Venmo again. Again, they never disclosed what happened to flag their system or any other necessary information.