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Account information incorrect. For quite some time now, I've been entangled in an ongoing dispute with JPMCB Auto. Their contact information is as follows : XXXX XXXX XXXX, XXXX XXXX, TX XXXX. They have been providing erroneous information to the credit bureau, which has had a detrimental impact on my credit standing for years. The account in question should have been closed and fully paid off, and there should be no reporting of any monthly payment. However, they persistently report a monthly payment of {$6100.00}, significantly damaging the Debt-to-Income ratio on my credit file.