Credit reporting, credit repair services, or other personal consumer reports — Experian Information Solutions Inc. (WI)

Reporting company used your report improperly. XXXX account number XXXX is reporting late payments, XX/XX/2023 which is in violation of my federal rights. 15 U.S. Code 1666b - Timing of payments. LII U.S. Code Title 15 CHAPTER 41 SUBCHAPTER I Part D 1666b ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. ( b ) Grace period If an open end consumer credit plan provides a time period within which an obligor may repay any p