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Application denied. I applied for American Express Gold card on XXXX. I got a letter indicating that I have been deined due to FICO sorce with a 3rd party agency. Regardless of the reason for being denied. I have the right to credit. Withholding my access to my securities is securities fraud. They are violating the Equal Credit Opportunity Act and Consumer Credit Protection Act. Since they are denying me access to my credit, please retract my application.