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None. I subscribed to genius plan from Albert on XX/XX/XXXX at a cost of {$14.00}. They make it seems like this is required to use their payroll advance service. After enrolling and providing payment information, they signed me up ( without a separate acknowledgment or approval ) for an auto-saving/investing service, where they periodically withdraw funds from your regular checking account and invest it in funds controlled by Albert. Please see attached screenshot for the dates of deposits. I planned to cancel the subscription before it renews, so I went to the cancellation page on XX/XX/XXXX. The portal will not allow any cancellations while Albert holds any of your investments. I requested to withdraw any investments on XX/XX/XXXX, but as of XX/XX/XXXX the funds are not available and